Struggling with debt? We can help you

Do you live in Berwickshire, Scottish Borders or North Northumberland?

Asking for help can be difficult. We get this. We are able to discuss with you the different options you may have and help you choose what you would like to do. Whatever your problem, however big or small, it always seems so much better when you share it with someone. At Tweedside Debt Advice we will give you all the time and space you feel you need and will be alongside you for however long you want.

The following leaflets provide some really useful information:

1. Client Guide to Connect Support Process

2. Options for tackling debt problems - Residents in England

3. Options for tackling debt problems - Residents in Scotland

Perhaps you are not quite ready yet to ask for support. Why not read this really useful guide 

In the meantime here are some top tips to help you get on top of your situation

1. Don’t take out any more borrowing to pay off debt
2. Don’t ignore the situation as it will only get worse
3. If you have a partner talk to them and decide together how you are going to tackle the situation together
4. Keep paying your essential bills such as rent, mortgage, Council Tax, gas, electricity etc
5. Use benefit check websites like Turn2us or entitledto to ensure you're getting everything you should in the way of benefits and grants
6.  Identify areas of expenditure you may be able to cut back on or items you no longer need that you can sell
7. Do prioritise. Deal first with those debts that have the most serious consequences if they aren’t paid. These aren't necessarily the ones belonging to creditors ‘shouting the loudest’
8. Let your creditors know if you are going to miss payments or if you need to make reduced payments
9. Seek free debt advice